Terms of Service

Last updated: 6/30/2025

Welcome to the Terms of Service (these "Terms") for Nummi Private Limited.'s ("Company", "we" or "us") website, https://chat.nummi.ai (the "Websites"), artificial-intelligence powered application (the "Nummi Chat"), related mobile application (the "App"), and any content, tools, features and functionality offered on or through our Website, the Nummi Chat and the App (collectively, the "Services").

Important Notice: These Terms govern your access to and use of the Services. Please read these Terms carefully, as they include important information about your legal rights. By accessing and/or using the Services, you are agreeing to these Terms.

SECTION 9 CONTAINS AN ARBITRATION CLAUSE AND CLASS ACTION WAIVER. BY AGREEING TO THESE TERMS, YOU AGREE (A) TO RESOLVE ALL DISPUTES (WITH LIMITED EXCEPTION) RELATED TO THE COMPANY'S SERVICES AND/OR PRODUCTS THROUGH BINDING INDIVIDUAL ARBITRATION, WHICH MEANS THAT YOU WAIVE ANY RIGHT TO HAVE THOSE DISPUTES DECIDED BY A JUDGE OR JURY, AND (B) TO WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS, CLASS ARBITRATIONS, OR REPRESENTATIVE ACTIONS, AS SET FORTH BELOW.

1The Services

1.1 Input and Output

As a part of the Services, you can input, upload and submit information and other materials ("Input") into the Nummi Chat, and the Nummi Chat will use artificial intelligence tools and functionalities to generate responses based on your Input ("Output").

You may not direct the Services to generate any Output in violation of any applicable intellectual property right, contractual restriction or other law. You may not (i) publish any Output generated by the Services without clearly citing the Services, or (ii) misrepresent the source of any Output or the fact that it was generated by artificial intelligence.

1.2 Eligibility

You must be 13 years of age or older to use the Services. Minors under the age of majority in their jurisdiction but that are at least 13 years of age are only permitted to use the Services if the minor's parent or guardian accepts these Terms on the minor's behalf prior to use of the Services.

2User Accounts, Subscriptions and Free Trials

2.1 Creating and Safeguarding your Account

To use certain of the Services, you need to create an account or link another account, such as your Apple or Google account ("Account"). You agree to provide us with accurate, complete and updated information for your Account. You are solely responsible for any activity on your Account and for maintaining the confidentiality and security of your password.

2.2 Paid Services

Certain of our Services are free; however, if you subscribe to any of our paid Services, you agree to pay us the applicable fees and taxes in U.S. Dollars. We reserve the right to change our subscription plans or adjust pricing for the paid Services in any manner and at any time as we may determine in our sole and absolute discretion.

2.4 No Subscription Refunds

Except as expressly set forth in these Terms, payments for any subscriptions to the Services are nonrefundable and there are no credits for partially used periods.

3Orders for Products and/or Services

3.1 Payment

The Services may permit you to purchase certain other products or services, such as merchandise ("Offerings"). You acknowledge and agree that all information you provide with regards to a purchase of Offerings, including, without limitation, credit card, PayPal, or other payment information, is accurate, current and complete.

4Location of Our Privacy Policy

Our Privacy Policy describes how we handle the information you provide to us when you use the Services. For an explanation of our privacy practices, please visit our Privacy Policy located at https://chat.nummi.ai/privacy-policy.

5Rights We Grant You

5.1 Right to Use Services

We hereby permit you to use the Services for your personal, non-commercial use only, provided that you comply with these Terms in connection with all such use.

5.2 Restrictions On Your Use of the Services

You may not do any of the following in connection with your use of the Services:

  • Download, modify, copy, distribute, transmit, display, perform, reproduce, duplicate, publish, license, create derivative works from, or offer for sale any information contained on the Services
  • Duplicate, decompile, reverse engineer, disassemble or decode the Services
  • Use automation software (bots), hacks, modifications (mods) or any other unauthorized third-party software
  • Attempt to gain unauthorized access to, interfere with, damage or disrupt the Services
  • Introduce any viruses, trojan horses, worms, logic bombs or other materials that are malicious or technologically harmful
  • Submit, transmit, display, perform, post or store any content that is unlawful, defamatory, obscene, excessively violent, pornographic, invasive of privacy or publicity rights, harassing, abusive, hateful, or cruel

6Ownership and Content

6.4 Your Content

As between the Company and you, the Company does not claim any ownership in Your Content; provided that, the Company or its affiliates and their respective licensors own and will continue to own the Services and any and all other software or technology that was used to generate any Output.

6.5 DMCA Policy

If you believe that any materials uploaded, downloaded or appearing on the Services have been copied in a way that constitutes copyright infringement, you may submit a notification to our copyright agent at support@nummi.ai.

8Disclaimers, Limitations of Liability and Indemnification

8.1 Disclaimers

Your access to and use of the Services are at your own risk. You understand and agree that the Services, including any Offerings, are provided to you on an "AS IS" and "AS AVAILABLE" basis. The Company Entities DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

AI Output Disclaimer

You acknowledge that the Services may generate Output containing incorrect, biased, or incomplete information. You should not rely on the Services or any Output for advice of any kind, including medical, legal, investment, financial or other professional advice.

9Arbitration and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY -- IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS

After the informal dispute resolution process, any remaining dispute will be resolved by arbitration using the English language, administered by JAMS under its Comprehensive Arbitration Rules and Procedures. You have the right to opt-out by sending written notice to support@nummi.ai within 30 days of first registering to use the Services.

10Additional Provisions

10.7 Governing Law

These Terms are governed by the laws of the State of Himachal Pradesh, India, without regard to conflict of laws rules, and the proper venue for any disputes will be the state and federal courts located in Dharamshala, India.

📧Contact Us

You may contact us regarding the Services or these Terms by email at:

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